Money Management Tips

The Truth About Savings Account

August 27, 2018

Opening a savings account can be a great idea for some consumers, but it may not be the right choice...

Best Ways to Enhance Your Credit Score

August 27, 2018

The credit score is the statistical number that is utilized...

Three Myths About Mortgages and Your Credit Score

March 27, 2018

There are a lot of myths out there regarding mortgage...

Latest Posts

The Truth About Savings Account

August 27, 2018

Opening a savings account can be a great idea for some consumers, but it may not be the right choice for all consumers.  For those who are new to banking services, a savings account is not the same as a checking account. They share some similarities, but they are different in terms and conditions. https://www.youtube.com/watch?v=7K8pDRX3oaM In terms, a savings account is a type of account that you can open at a bank or credit union. With this type of account, you deposit money into the account and leave it there for it to earn interest. You can take the money...

Best Ways to Enhance Your Credit Score

August 27, 2018

The credit score is the statistical number that is utilized by credit companies and banks to evaluate the creditworthiness of the borrower. It is one of the criteria used to know if the person will pay his personal loan. A good personal credit score is around 700 above. A bad credit score is below 600. https://www.youtube.com/watch?v=fL6pfMjGCnw Enhancing your credit score is a must especially if you are planning to start a business. Borrowing money is an option that can help you begin or sustain it during the initial stage. Here are some simple ways to do it: Pay your bills...

Personal Finance Tips You Should Practice Now

July 27, 2018

Do you know the difference between a one-day millionaire and an average people? Average people know how to save and spend their personal finance in useful ways practically. While, one-day millionaire, this is a person as soon as he gets his salary, he will go straight at the mall, buy everything he wants including a set of clothes, eating at the high-end restaurants and drinking beers with friends. If you want to stay out of poverty or perhaps from debts, practice these personal finance tips right away. Track your expenses, though this is a repetitive personal finance tip you can...

Budgeting Tips When You Have A Fluctuating Income

June 27, 2018

For self-employed individuals, salespeople, and freelancers, budgeting is a real challenge. Given the fact that you do not know how much are you going to earn next month or when you are going to receive the money. However, people who are in this category can attest to the fact that the issue of fluctuating income does not stop them from enjoying a simple yet happy lifestyle. The key is learning to manage your money well. We rounded up a number of effective budgeting strategies to help you: Set up your baseline List down all your minimum expenses for a month....